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The only requirement is that that driver is determined to be at fault for your accident and your injuries. Note that there is no prerequisite saying you are barred from seeking compensation from the other driver's insurance if you do not have insurance of your own.
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A major benefit of dealing with your own insurer is that they are much more likely to want to help than the adverse driver’s insurer and will be faster at getting your claim resolved. In such situations, your deductible will likely be lowered or even waived provided you have uninsured and underinsured driver coverage.
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MONDAY,, 17:15 Stormtroopers of the Transcarpathian Legion have released a video showing the destruction of a Russian Orlan-10 drone. An old Virginia law and a sympathetic prosecutor helped end her ordeal. This means you could be left without a car for days or even weeks as the insurance company determines fault, damages, and how much they are willing to pay. Lundy Khoy pleaded to President Trump for leniency in 2016. Unfortunately, most insurance companies aren’t known for their timeliness.